Financing Services
Commercial Real Estate Financing
We help investors and property owners secure the right financing for commercial acquisitions, refinances, construction, and NNN investment properties across Florida.
Why Finance Through MaxLife Development?
Most commercial deals live or die on financing. Having a broker who understands both the real estate and the capital markets side means better terms, faster closings, and fewer surprises.
We combine hands-on deal experience with access to a deep network of commercial lenders — from local community banks to national CMBS platforms. Whether you're buying your first NNN property or refinancing a portfolio, we structure the financing to match your investment strategy.
Our Advantages
Licensed real estate broker and mortgage loan originator — we understand both sides of every deal.
Relationships with commercial banks, credit unions, CMBS lenders, bridge lenders, and SBA preferred lenders.
We structure financing around the property fundamentals, not just the borrower profile.
From property sourcing through financing and closing — one team managing the entire transaction.
Loan Programs We Offer
Conventional Commercial Loans
Traditional bank financing for stabilized commercial properties. Competitive rates with negotiable terms through local and regional banking relationships.
- 5-10 year terms, 20-25 year amortization
- Typically 65-80% LTV
- Relationship-based underwriting
- Best for stabilized, income-producing assets
SBA Loans (504 & 7a)
Government-backed financing offering lower down payments and longer terms. Ideal for owner-occupied commercial properties and small business expansion.
- Up to 90% LTV on qualifying properties
- 10-25 year terms available
- Lower down payment requirements
- Best for owner-occupied properties
CMBS Loans
Securitized commercial mortgage financing with competitive fixed rates. Best suited for larger, stabilized commercial properties with strong cash flow.
- Competitive fixed rates
- Non-recourse options available
- 5-10 year terms typical
- Best for larger stabilized properties ($2M+)
Bridge & Construction Loans
Short-term financing for acquisitions, renovations, and ground-up construction. Flexible terms to bridge the gap to permanent financing or sale.
- 12-36 month terms
- Interest-only payments during term
- Up to 75% LTC for construction
- Best for value-add & development projects
NNN Investment Loans
Specialized financing for triple net lease properties. Lenders underwrite the tenant credit and lease terms, often resulting in favorable rates and higher leverage.
- Up to 75-80% LTV for investment grade tenants
- Rates tied to tenant credit quality
- Non-recourse options for strong NNN assets
- Best for single-tenant NNN acquisitions
Portfolio & Blanket Loans
Financing multiple properties under a single loan. Ideal for investors building a portfolio of commercial or NNN properties across multiple locations.
- Cross-collateralized structures
- Flexible release provisions
- Economies of scale on fees
- Best for multi-property investors
Our Process
Initial Consultation
We review your investment goals, property details, financial position, and timeline to determine the best financing strategy.
Loan Structuring
We analyze your deal and structure the optimal loan — balancing rate, leverage, term, and prepayment flexibility for your specific situation.
Lender Matching
We leverage our network of commercial lenders, banks, and capital sources to find the most competitive terms for your property type and deal structure.
Application & Underwriting
We prepare and submit a complete loan package, manage the underwriting process, and coordinate with the lender through approval.
Closing
We coordinate loan document review, satisfy lender conditions, and ensure a smooth closing alongside your attorney and title company.
Property Types We Finance
Licensing & Credentials
FL Real Estate Broker
License #3354351
Mortgage Loan Originator
NMLS #1784218
Mortgage Inc
NMLS #2028516
Need Financing for a Deal?
Tell us about your property and investment goals. We'll review your deal and recommend the best financing structure — no obligation.